YOUR SECURITY LOAN

A Your Security Loan is ideal for members who have saved regularly and have a need for a lump sum for a planned or unanticipated event.

Rather than withdraw your savings, leave them safe in your Your Community Bank account and borrow against them at a reduced rate.

APPLICATION CRITERIA AT A GLANCE

Borrow up to the balance of your savings

Members must have made at least 3 month’s deposits

Yearly APR: 5%

All rates and information is correct as of 1st October 2023.

The easiest way to apply for a Your Security Loan is to APPLY ONLINE.

In order for your Loan application to be considered, you must have an active membership with us.

As part of the loan review process you may be asked to provide further documentation should it be required.

IMPORTANT** If you have an existing loan product, which is up to date on repayments (not in default), you may be eligible to apply for an alternative loan product to better suit your needs.

Our expert team is dedicated to providing personalised guidance, ensuring that you understand all of your options and choose the one that best suits your situation. (Subject to our lending criteria, as well as eligibility and affordability checks.)

PREFER A PAPER APPLICATION FORM?

You can download a paper application form here